At Northcoast Title Agency, we know that life is complicated enough, without encountering problems when you buy, sell of refinance your home. That is why we would like to eliminate the burden on you.

Everyday, thousands of people shop for prices and services on items such as home, health, life and auto insurance. But not many people ever consider the prices and services associated with title insurance. Title Insurance is a very unique form of insurance that only requires you to pay a one time premium. Title Insurance makes certain that your home ownership is safe and secure. Imagine losing all of the equity in your home because you were unable to successfully defend a claim against your title in the property. Owners title insurance does not insure against claims from occuring, but it does eliminate the risk of loss to you and your family.

Buying a home is the wisest investment you will ever make. Doesn't it make sense to have that investment adequately insured?

A common misconception that homeowners face is having a title guarantee on your property, and mistaking this for owners title insurance.

Important Reasons Why You Should Have Owner's Title Insurance

Owner's Title Insurance will not only protect you against these hidden risks that would not be disclosed by even the most meticulous search of the public records, but will pay for the defense of your title as insured.

• Forgery
• Fraud in connection with the execution of documents.
• Undue influence on a grantor or executor
• False personation by those purporting to be owners of the property
• Incorrect representation of marital status of grantors
• Undisclosed or missing heirs
• Wills not properly probated
• Mistaken interpretation of wills and trusts
• Mental incompetence of grantors
• Conveyance by a minor
• Birth of heirs subsequent to the date of a will
• Inadequate surveys
• Incorrect legal descriptions
• Non-delivery of deeds
• Unsatisfied claims not shown on the record
• Deeds executed under expired or false powers of attorney
• Confusion due to similar or identical names
• Dower rights of ex-spouses of former owners
• Incorrect indexing of the county records
• Clerical errors in recording legal documents
• Delivery of deeds after the death of a grantor